insurance archaeology

We unearth long buried insurance. Occasionally companies come to us just to make sure their historical insurance policy documentation is in order. Others come when purchasing or divesting pieces of business so there are no surprises.

Most clients come to us when faced with a multi-million dollar long-tail claim. Solving this sort of corporate challenge requires expertise obtained through years of experience as well as exacting and unyielding attention to detail.

We are relentless. Risk International is a market leading insurance archaeology provider because we are not only thorough, rigorous, and timely when locating and reconstructing insurance policies. In fact, we are relentless.

Twenty-five years of searching through buildings, files, offices, court records, and documents has taught us what to look for, where to find it, and how to piece together missing policies and evidence of coverage that lead to successful claims recovery.

Often our efforts uncover policies long hidden from view. When policies cannot be located we focus on finding secondary evidence of coverage in correspondence, accounting records, certificates of insurance, and other documentation. The evidence we obtain is then integrated with information from our proprietary database containing details for over ten thousand insurance policies spanning virtually every carrier of commercial hazard insurance.

Once the data gathering is complete, and the pieces of the puzzle connected, we analyze and package the information so that it is clear, compelling, and immediately usable for recovery of claims.

ABC Company Coverage Chart An illustration of all general umbrella and excess liability insurance policy limits for the ABC Company from 1944 through 1986.	ABC Company London Market Companies Insolvency Analysis An illustration of the portion, shown in red, of London Companies that are currently involved in an insolvency or scheme arrangement.

Archaeology is only the first step. Risk International goes beyond delivering complete historical insurance documentation to clients. What sets us apart is the proven ability to make claims recovery happen.

Our depth of knowledge and experience not only assures successful completion of insurance archaeology work, it also makes it possible for us to develop a customized, thorough, and effective claims recovery strategy. When our clients are faced with the financial reality of a long-tail claim, they have access to our full range of claims support.

We draw on our integrated array of risk management services to finish claims recovery work efficiently and successfully:

• Recovery Administration
• Data Management
• Claims Settlement Negotiations
• Litigation Support
• Expert Testimony

Our work maximizes recovery potential from insurance carriers and minimizes transactional costs. It delivers exactly what clients need, when they need it. As a result, our clients remain focused on their business, and use their resources to plan, take advantage of opportunities, and maximize profitability. Just as it should be.